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Mike & Mary Gladchun are two of The Top Selling Real Estate Experts™
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Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Q	Upon completion this year, what will be the tallest residential building south of New York and east of Chicago?
A	Located in Biscayne Bay, Florida, the $120 million, 51-floor luxury condominium will be called The Santa Maria.
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Mike & Mary Gladchun, REALTORŽ, real estate agents and broker for Plymouth, Northville and Canton Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike & Mary Gladchun
RE/MAX on the Trail
1000 West Ann Arbor Trail
Plymouth, MI. 48170
Office: 734-459-1234
Toll Free: 800-784-8406
Cell/Pager: 734-358-0700
Fax: 734-459-1292
Email: MikeandMary@NUMBER1EXPERT.com
Nobody sells more real estate in Plymouth than Mike and Mary Gladchun! Why? Probably because we are long-time Plymouth residents who truly care about our clients and are personally available 24x7. Plus we work fluidly as a team & deliver more visibility in the most effective (print & internet) places for our listed properties than any other Realtor. We sell a house every 2.5 days & consistently close $30,000,000+ in sales each year, which places us above 99.75% of all other Realtors. We take pride in having achieved graduate (MBA & MS) degrees and the real estate professions most important professional credentials (Broker, ABR & CRS), as well as for accomplishing the highest (Lifetime Achievement, Hall of Fame, Platinum) awards granted by RE/MAX International. Our clients sum it all up best by saying we are so successful because we actively support our community while always going a step above & beyond other Realtors by blending state of the art technology with personalized service & meticulous attention to detail for every client. Youre sure to net satisfying results when you Experience the Difference that we make. We look forward to meeting you! Mike & Mary Gladchun

www.MikeandMaryGladchun.com is brought to you by Mike & Mary Gladchun
NUMBER1EXPERTS™ for Plymouth real estate MI, Northville real estate and Canton real estate, Michigan, luxury residential, vacant land

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